Online banking

Online banking or Internet banking is an Internet-based service offered by many banks and credit unions. Instead of visiting a local branch, account holders can log into a web-based portal using their account information, and access many of the same services. Using online banking applications, users can access their financial information, including account balance and recent transactions. Also, users can often secure accounts by disabling credit or debit cards while not in use. Interactive infographics are often created to help users see how their money is used each month.

Some banks and credit unions also offer a free app for mobile devices, allowing users to access some account options through the app. Users can often deposit checks into their bank account through the app by taking pictures of both sides of the check.

Online banking apps can also connect with digital wallet services, like Apple Pay or Google Pay, to securely add payment methods for NFC (near-field communication) tap-to-pay.

Business terms, Cryptocurrency, NFC, Online payment service, Software terms